Specialty Insurance
from McNamara Insurance
Specialty Insurance
HIGH LIMIT DISABILITY
Many times high income individuals have occupations that come with unique risks. And standard individual and group disability insurance are not enough to compensate the individual for the substantial loss of income due to injury or illness.
Occupations
Athletes
Entertainers
Executives
Physicians
Products
Temporary Total Disability (TTD)
Monthly benefits for a specific period of time when a temporary injury or illness occurs.
Permanent Total Disability (PTD)
Lump-sum benefit in event of a career-ending or illness.
IMPAIRED RISK LIFE
An applicant who presents additional risk to an insurer due to a medical condition, hazardous occupation or hobby may obtain coverage. Policy approval and pricing are based on overall applicant profile. In some cases with healthy credits, an applicant may obtain standard pricing.
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