PROFESSIONAL ATHLETES – are paid to perform high level skills. How much income is lost if the athlete is unable to perform those skills due to an injury or illness?
Athlete Disability Insurance – protects the future earnings of a professional player. If an athlete has a career ending injury or illness, the disability insurance a lump sum income tax free benefit to the insured after a 12 month waiting period.
SPORT LEAGUES, TEAMS AND TOURNAMENTS - From a one day event to a full year of sports, organizations leaders need to be sure they have the protection they need to cover both the athletic participants and their organizations.
Accident Medical Insurance – provides coverage for players, coaches and officials for medical expenses due to injury.
The accident medical policy typically has a $ 25,000 to $ 50,000 coverage limit per participant.
Catastrophic Accident Medical Insurance – provides high limit coverage for medical expenses greater than the basic underlying accident medical policy. Typically, these policy limits are from $ 1,000,000 to $ 2,000,000 per participant.
General Liability Insurance – provides protection to the named insured for bodily injury and property damage arising from the inherent risks involved in operating sports events and/or tournaments.